Budgeting app from Leeds

Budget planning built around a first salary

A mobile app for young professionals who track rent, commuting and savings in one place

Xoqipe has built budgeting tools since 2012. The app splits monthly income into fixed bills, flexible spending and savings, then shows what remains each week. Setup takes a few minutes, and the catalogue below lists every service we offer.

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Young professional reviewing a monthly budget on a smartphone at a desk
We usually reply to requests within 24 hours.
Service catalogue

Twelve services for planning your money in Leeds

Xoqipe has supported budget planning since 2012. Each service below has a fixed price in pounds sterling and a stated turnaround, so you can compare options before you get in touch. We normally reply to requests within 24 hours.

App Setup Session

A one-to-one session where we install the app, connect your accounts, and set currency and pay-day dates. You leave with a working monthly view, entered income, and your fixed bills already sorted into clear categories.

£25 60 minutes, one visit

First Monthly Budget

We go through your last three months of statements and build a realistic monthly budget in the app. Rent, transport, food and subscriptions are separated, and the remaining amount is shown as a weekly spending figure you can follow.

£45 Ready within 3 working days

Savings Goal Planning

Choose a target such as a rental deposit, a course fee or a holiday. We set the sum, the deadline and a monthly transfer in the app, then add progress alerts so you can see whether you are on track each week.

£30 45 minutes, one visit

Debt Repayment Schedule

We list every balance with its interest rate and minimum payment, then arrange them in the app by rate or by size, whichever you prefer. The schedule shows each payoff date and the total interest saved by paying extra each month.

£55 Delivered in 4 working days

Rent and Bills Planner

For people renting in Leeds who split costs with housemates. We set up shared bills, due dates and each person's share, so rent, energy, broadband and council tax appear as scheduled outgoings with reminders ahead of every payment.

£35 60 minutes, one visit

Monthly Spending Review

Once a month we read your categorised spending and point out where figures drifted from the plan. You receive a short written summary with three suggested changes, such as lowering a category limit or moving an unused subscription.

£20 per month Sent by the 5th of each month

Pay Rise and Job Change Plan

A new salary changes tax, pension contributions and take-home pay. We recalculate your net monthly income, update the app categories and decide in advance how much of the increase goes to savings rather than daily spending.

£40 Ready within 3 working days

Freelance Income Budget

Irregular pay needs a different method. We average your earnings over six months, set a baseline salary you pay yourself, and reserve money in the app for tax bills and quiet months so that outgoings stay predictable.

£60 Delivered in 5 working days

Shared Budget for Couples

Two incomes, one household. We create joint and personal categories in the app, agree a fair contribution method, and set up a shared view so both partners see the same totals without exposing every individual purchase.

£50 90 minutes, one visit

Alerts and Limits Configuration

We set category limits, low-balance warnings and bill reminders in the app, tuned to the days your wages arrive. The aim is a small number of useful notifications, not a constant stream that you end up switching off.

£15 30 minutes, remote or in person

Money Basics Workshop

A small-group session of up to eight people covering budgets, emergency funds, workplace pensions and credit scores in plain terms. Each attendee works through their own figures in the app, with the tutor on hand for questions.

£18 per person 2 hours, held at our Leeds office

Quarterly Budget Reset

Rent rises, bills change and goals shift. Every three months we revisit your categories, limits and targets, retire what no longer applies, and rebuild the plan around your current income and your next savings milestone.

£35 per quarter 45 minutes, booked in advance
Terms. Prices include VAT where applicable. Sessions take place at 104 Harehills Lane, Leeds, LS1 1FF, or remotely by video call. Payment is due on the day of the session or on delivery of written work. Xoqipe offers budgeting support and software guidance only; it does not give regulated financial advice or recommend specific investment products.
Why Xoqipe

What the app does for your monthly budget

Xoqipe has built budgeting tools in Leeds since 2012. Here are the five features that our 896 clients mention most often.

Salary-first planning

You enter your take-home pay once, and the app splits it into rent, bills, savings and spending. Pay dates are handled too, so a month that starts on the 25th is planned from the 25th rather than from the 1st.

Upcoming bills calendar

Rent, council tax, phone contracts and subscriptions appear on a single calendar. You see which payments land before your next payday, so a cluster of direct debits no longer catches you off guard.

Savings goals with dates

Set a target such as a rental deposit of £2,400 and a date. The app works out the monthly amount needed and shows whether you are ahead or behind. Goals can be paused without losing progress.

Plain spending reports

Each week you get a short summary by category: food, transport, going out, subscriptions. Reports compare the current month with the previous one in pounds, not in abstract scores. You can export any report as a spreadsheet file for your own records.

Support that answers in a day

Our team of 8 in Leeds replies to most requests within 24 hours, Monday to Saturday. You can write with a setup question or a feature suggestion. 354 clients have come back to us for a second piece of work, which tells us the follow-up matters as much as the first install.

Contact Xoqipe

Send us a question about the budgeting app

Use the form to ask about features, account setup or how the app handles monthly income, rent and savings goals. Requests are usually answered within 24 hours on working days.

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Contact details

The office in Leeds is open for visits and calls during the hours below.

  • Email [email protected]
  • Phone +44 113 302 1407
  • Address 104 Harehills Lane
    Leeds, LS1 1FF
  • Business hours
    Monday10:00-17:30
    Tuesday10:00-17:30
    Wednesday10:00-17:30
    Thursday10:00-17:30
    Friday10:00-17:30
    Saturday10:00-16:00
    SundayClosed
How to find us: the office is on Harehills Lane in Leeds, postcode LS1 1FF. Open the location in a map

Disclaimer

Xoqipe, 104 Harehills Lane, Leeds LS1 1FF

The information on this website and in the Xoqipe budgeting app is provided "as is". We prepare it with care and, to our knowledge, it is accurate at the time of publication. We do not, however, make any statement or warranty that it is complete, current or free of errors.

Content, features, descriptions and other details may be changed, updated or removed at any time without prior notice.

Budgeting tools and general explanations are for information only and are not financial, tax, legal or investment advice. Before making decisions that affect your finances, we recommend checking the relevant details with a qualified professional.

To the fullest extent permitted by law, Xoqipe accepts no liability for losses arising from the accuracy, completeness or timeliness of the information provided.

Questions about this notice? Write to [email protected] or call +44 113 302 1407. We usually reply within 24 hours.